At personal finance, the privacy and security of your personal information are of utmost importance to us. Any information you provide to us when using our website—such as during user account registration or through transactions on the website—may include (but is not limited to) your name, contact details, gender, date of birth, and occupation. All such data is referred to collectively as “Personal Information.” Any reference to “we,” “us,” or “our” in this document refers to personal finance.
We will make commercially reasonable efforts to protect your personal information in accordance with this Privacy Policy. This Privacy Policy applies only to information collected through the personal finance website (hereinafter referred to as “the Site”), which includes all content and pages located at https://p2ersonalfinance.blogspot.com/, and does not apply to information collected in any other way.
Consent to the Transfer of Personal Data
By using this website, you consent to the collection, use, disclosure, and retention of your personal information by personal finance, as outlined in this Privacy Policy. This includes, but is not limited to, the transfer of your personal information between personal finance, third parties, and affiliated or subsidiary entities as mentioned herein. You also agree to the transfer of such personal information to jurisdictions that may offer different levels of privacy protection than your country of residence.
Information We Collect and How We Use It
We collect information, including personal information, when you register for an account, participate in courses, send us emails, or engage in our public forums. We may also collect usage data about learners’ performance and learning patterns. Additionally, we track activity such as:
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Pages visited on our website
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Time and order of visits
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Clicked hyperlinks and UI tools
We may log your IP address, operating system, browser type, ISP, and the geographic location of your connection. We use various web analytics tools to gather this information. Some of this data is collected via cookies, which you can manage through your browser settings. If you choose to disable cookies, some features of our website may not function properly.
Use and Disclosure to Third Parties
We and our educational partners may use the collected information (including personal information) for various purposes, such as:
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Assisting with course delivery and personalized support (e.g., tutors working with students)
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Evaluating access, usage, and global educational impact
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Tracking individual and group progress and course completion
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Analyzing student performance and learning methods
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Publishing anonymized statistics about site usage and student outcomes
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Sending updates about online courses, events, or services related to personal finance or its partners
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Notifying you about maintenance or updates to the Site
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Using the information for academic research, especially in cognitive science and education
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Archiving and/or using the information for future communication
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Maintaining and improving the functionality, security, and performance of our website, systems, and services
We may share information with:
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Educational institutions and partners
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Service providers or contractors who help operate the website, provide courses, or support our services
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Research partners (only sharing the minimum personal data necessary)
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Other users, to help you connect with peers or mentors who share similar interests. In such cases, only your username (not your real name or email) will be shared.
Some of the content hosted on the site may come from third-party services (e.g., YouTube videos), over which personal finance has no control.
We may also share non-personally identifiable data (aggregated and anonymized) with researchers or business partners.
Links to Other Websites
The Site may contain links to third-party websites, which are not under our control. We are not responsible for how these websites collect or use your information unless otherwise stated in this Privacy Policy. We recommend reviewing the privacy policies of every third-party website you visit.
Changes to This Privacy Policy
Please note that we periodically review and may update this Privacy Policy. When updates are made, the link to the policy will display a “Last Revised” date to indicate recent changes. These changes become effective immediately upon posting. You are deemed to have accepted the updated policy by continuing to use the website after changes are made.
We encourage you to check this page regularly to stay informed about the latest version of our Privacy Policy.